After a short hiatus, I’m back with my weekly reading recap. I’m definitely not going to talk about all the books I finished over the past few weeks (ain’t nobody got time for that!), so I’m starting fresh and just talking about the books I finished over the past week. I thoroughly enjoyed one novel and thoroughly hated the other. Fun! Let’s dive in:

Books Finished

Title: Sleeping Giants
Author: Sylvain Neuvel
Format: Library hardcover
Published: 2016
Rating: ★★★★☆

Plot Summary: A girl named Rose is riding her bike near her home in South Dakota and falls down a hole. When she’s found by rescuers, they peer down to see her laying in a giant metal hand. Seventeen years later, Rose is an enigmatic physicist who is determined to find out the origins of this giant metal hand and what is means for humanity as we know it.

My thoughts: My work book club chose this book as our May pick, and I wasn’t quite sure about it at first. I like science fiction books, but I’m a little wary of books that have a kooky and bizarre synopsis. But that’s what book clubs are all about, right? Getting you to read books you’d never pick up on your own. And I am so glad I gave this one a chance because it was a pretty amazing thrill ride. I think what I appreciated most about this book was how it tried to explore the idea of there being life on other planets and what that could mean for life on earth. The book is told in transcripts and journal entries, and in some cases, I think this method worked really well and helped the novel move along at a great pace. In other cases, usually the action scenes, it fell apart. I wavered between 3 and 4 stars, but since I read the last 100 pages in one sitting and stayed up late to finish it, I couldn’t give it less than 4. It’s probably not a book I’d recommend to everyone, but good if you’re looking to read something a little bizarre and not too heavy.

Title: The Final Score
Author: Jaci Burton
Format: Library e-book
Published: 2017
Rating: ★☆☆☆☆

Plot Summary: Longtime friends Nathan and Mia, both newly graduated from college and embarking on new careers, make a friends-with-benefits pact because they just cannot deny the chemistry that sizzles between them.

My Thoughts: Well, it’s not very often that I give a 1-star rating, but this one kinda deserves it. I had a lot of issues with this book, so let’s get right into it, shall we?

• Issue #1: It’s not realistic to write a novel about a girl who fresh out of college and starts her own sports management company out of the blue where she has no setbacks whatsoever. First of all, you need to earn the role of CEO by working your way through the ranks, starting at the bottom. She did nothing of the sort and yet, she has a large office in San Francisco with dozens of employees, none of whom resent her for being CEO when she’s 10+ years younger than them? Not relatable, not realistic. It’s also not realistic to have zero setbacks when it comes to starting a business, other than her own insecurity.
• Issue #2: After being a backup QB during his rookie season, Nathan is now the starting quarterback for an NFL team and yet again, the author has this kid encounter zero setbacks during his first handful of games on the field. His only setback is his own insecurity about taking over for the team his stepfather played for (which in and of itself is a really weird plot twist). I watch football religiously and one thing I know for certain is that anyone’s first time at starting QB doesn’t always go smoothly. There are kinks to figure out and that’s fairly expected. For him to come on the field and immediately be a Tom Brady-level quarterback is so unrealistic that I skimmed my way past the football parts because I just didn’t care.
• Issue #3: There was no conflict whatsoever in this novel! Romances need to have conflict. They need to have a push/pull dynamic. And there needs to be something happening beyond the romance. There could have been such an interesting side plot involving Mia and her business, but the author just chose to keep the whole novel at surface level.
• Issue #4: Please. Stop. With. The. Sassy. Black. Best. Friends. That is not okay.

So I mean, yeah. If you hung around for that rant, thanks! I just had to get it off my chest. I’ve read probably 15 or so romances by Jaci Burton, but I think this is the last one I’ll be reading. I just cannot get over how utterly unrealistic and boring this novel was, not to mention the gloriously awful writing. (Usually, I can look past her writing when the romance is sizzlin’, but it just wasn’t there in this one.)

What I’m Reading This Week

• How to Walk Away by Katherine Center – This was my pick from Book of the Month’s May selections (<– affiliate link; sign up with my code to get a free book!) It tackles a very difficult topic, but in a way that doesn’t make it feel too heavy. I started reading it on Saturday morning and I’m nearly finished, so that can give you an indication of just how much I’m loving it.
• Moonlight Over Manhattan by Sarah Morgan – Once I finish How to Walk Away, I’ll start this fun contemporary romance from one of my faves.
• The Engagements by J. Courtney Sullivan – I was originally going to read this book back in April, but the timing didn’t work out. (I didn’t think I’d be able to finish it before my cruise and didn’t want to bring such a hefty book with me.) So I’m going to start it this week and I hope it’s as great as I expect!

What are you reading this week?

On Wednesday, I wrote a brutally honest post about my financial situation as it stands today and I’ve been thrilled by the response! It is so gratifying to know that we’re all in the same boat – just trying to implement good financial habits into our lives, no matter where we stand with our salaries.

Today, I want to get into the nitty-gritty of my discretionary spending. This year, I’m trying to do a better job of tracking my expenses in all the different categories I use. I’ll be honest and say there have been weeks when I don’t look at my bank account once and when I do finally log on, it’s with a hand over my eyes. That’s not a good feeling, not one bit, and I want to stop that. I’m committed to checking in on a daily basis so I can make sure I know exactly where I stand with my money.

So, let’s dive into how I spend my money after my bills have been paid. I’m thankful to have enough discretionary spending to meet my needs, so I don’t feel as if I’m living paycheck-to-paycheck. I’ve separated these categories into where I spent the most money in Q1 to where I spent the least. But this is a pretty accurate depiction of how I spend my money:

Travel

I like to take two trips a year – one big trip with my mom (usually a cruise) and one smaller trip with my girlfriends. This year, I’m trying to tack on a third trip, so fingers crossed I can make it work!

In Q1, I spent $1,210 on travel, which is a staggeringly large number, but it includes my cruise deposit ($1,010) and the two shore excursions we booked ($200). I really prioritize this yearly cruise with my mom and it’s something I look forward to all year. I’m happy to spend the money on it because I know we’re going to have an awesome time and fully enjoy ourselves. And that’s what I want most from my life, both personally and financially.

Eating Out

Oh, this has always been my kryptonite when it comes to budgeting. I love eating out. If I could eat out every night, I probably would. I just do not care for cooking and I’ve stopped feeling bad about that. I’ve also stopped feeling bad about my love for eating out. I want to keep it in check, of course, but I’ve also realized that it’s something I truly enjoy and I should embrace it. So I have!

I have had to rein in some of my eating out behavior, mostly due to the fact that I’m trying to lose weight and most foods at restaurants are not very waistline-friendly. Of course, one can always find healthy options, but they are never as much fun as the unhealthy options and if I’m going to treat myself to a meal out, I don’t want to stick with chicken and steamed veggies. No thanks!

In Q1, I spent $585 on eating out. This includes social dinners, lunches out, pizza delivery, and all those trips to Publix for a sub (which happens at least a few times a week). This amounts to about $50 a week and yes, it’s definitely something I need to get a better handle on, I can admit. In Q2, I want to break down my eating out budget into different categories: eating alone, eating with Mom, and eating with friends. I’d like to see what the difference is there!

Beauty

This category includes hair appointments, pedicures, massages, and eyebrow waxes. I get my hair colored every other month and cut every four months. I like to get a pedicure monthly, if I can, just because it makes my feet feel so good and the place I go isn’t very expensive ($25). I get my eyebrows waxed every other month, and I try to do one massage every quarter.

Generally, this is an area of my life where I spend a lot of money, more than most people. It’s a version of self-care for me, but I also have to be careful about my spending, which is why I didn’t do my usual pedicure in March and I skipped a massage this quarter.

In Q1, I spent $343 and the majority of that came from a really pricey hair appointment. Actually, $270 of it came from this one hair appointment and I’m still sick to my stomach about it. Apparently, balayage is really frickin expensive! I mean, the color does last much longer, but I didn’t love my color enough for the price, ha. Lesson learned! I also got two pedicures and an eyebrow wax to round out my beauty spending. All in all, a very pricey quarter one for beauty. Yikes.

Toiletries

Twice a month, I take a trip to Target to stock up on personal care items, makeup, and household items. In quarter one, I spent $230 on toiletries, so about $77 a month or $38 every visit. This is something I don’t really put in my budget – it’s part of my discretionary spending, but I also want to separate out the different types of toiletry items I have. For example, I don’t think I should include my makeup purchases in the same category as my household cleaners, you know?

In Q2, I’m going to itemize my purchases for this category so that I can get a better handle on how much money I’m spending and where I’m spending it. (For example, how much money do I spend on makeup in a given month?) I’d also like to get to a point where I’m only shopping for toiletries once a month, rather than twice a month. I think that might also cut down on how much I spend here, too!

Amazon

Oh, dearest Amazon. I have a Prime membership and I’ve been contemplating canceling it for awhile now. I’m just really not using Prime to its fullest abilities. I spent $85 in Q1 on Amazon purchases, and only placed 8 orders over the entire quarter. It just seems silly to spend $14 a month on Prime when I’m barely using it.

Books

Ooh, my newest kryptonite! I never used to spend money on books, but now I can’t stop, won’t stop. Okay, I’m not doing terrible here. I spent $125 in Q1, and this includes my $15 a month Book of the Month subscription. It’s something I try to keep in check, by only buying books through BOTM or using Thriftbooks.com, where I can get a beautiful paperback for less than $5. Oh! And I’m also susceptible to $2 ebook deals from BookBub, but I only purchase the ebook if it’s something on my Goodreads TBR, and I only allow myself two ebooks a week. Standards, I have them?

Savings

I know, I know. “Pay yourself first.” But I haven’t gotten there yet. Instead, I’m using this handy-dandy worksheet to save $1,000 this year, which will serve as my emergency fund. (Currently, my credit card is my “emergency” fund, oops.) I have $173 in my savings and I’m slowly building it up. Slow and steady.

Birthdays

My nephew turned three, I celebrated the birthday of a friend, and I put together a care package for another friend, so I spent $60 on gifts in Q1. I’m happy with this one and that I was able to put a smile on the faces of my loved ones.

So there you have it – how I’m spending my money these days! There are definitely areas of improvement, especially when it comes to eating out and beauty. But there are also a ton of categories that I’m not spending money in – like clothing, entertainment, happy hours, and stuff like that. It’s always a give and take. Do I wish I could throw more money at my savings and debts? Of course. But not at the cost of losing out on living a life that feels enjoyable to me.

Okay, friends, settle in. I am about to get brutally honest about what my money situation looks like today. I’m talking REAL numbers about how much money I make and what my bills look like.

Why am I doing this? Because I think we need to be more honest about money and not feel ashamed to talk about our salaries and budgets. Sure, my salary may not be all that impressive to other people, but it’s fine for my needs and it allows me to support myself easily.

I was inspired to write this post after listening to an old episode of the Girl Next Door podcast (I’m slowly making my way through their back catalog of episodes) where they got real honest about their money situations, including what they make and what debt they have.

So, let’s do this!

At this moment in time, I’m 30 and I work a full-time job as a SEO content writer. I’m in my fourth year in this current position, although the position itself has grown and changed drastically over time, and each year, I’ve gotten a great raise that has put me in a fairly comfortable financial position. I also dabble in freelance writing, but I’m only working with one client who needs content every couple months or so. It actually works out really well for me because I quickly realized the freelancing side hustle was not for me. This way, I get consistent work without having to spend hours and hours hustling after it. And the money feels like a bonus. It’s never accounted for in my budget, and I usually funnel it to my debts.

So, what does my salary look like? My gross salary is around $47,000, but once I account for taxes, health insurance, and my flexible spending account that I use for healthcare costs, I’m earning around $37,000 a year. And I usually make around $3,000 a year from freelancing, although that doesn’t account for taxes, so when all is said and done, I’m earning a little under $40,000 a year.

Now let’s talk about my expenses. I’m going to break this up into a few categories: housing, debts, auto, and other. These are my fixed expenses that I have to account for with every budget I put together. (Friday, I’ll talk about discretionary spending and where my money goes after the bills are paid.)

Housing

Like most people, this is my biggest expense. One of the reasons is that I have chosen to live alone. Obviously, I could save more money and pay down my debts faster if I had a roommate, but it wasn’t worth it for me. I really, really wanted the experience of living alone, and after 18 months of it, I can say with certainty that it was the right decision. It just means that all of the housing and utilities fall on my shoulders, but it’s totally worth it for me.

Currently, I spend $825 a month to rent a one-bedroom apartment in a great location. And I’m getting a steal because most one-bedroom apartments around here are around $1,000 a month. There are certain sacrifices I’m making: my apartment is tiny (under 600 square feet with no dining area to speak of), the appliances aren’t updated, the countertops and cabinets are a gross beige color, etc. But I honestly didn’t want to pay much more than $800 and I’m really happy with the apartment and location, so I’m hoping to stay here for at least a few more years.

My other bills related to housing include utilities (water and electric), which usually run around $100 a month, sometimes a little more. I also pay $75 a month for high-speed Internet, which feels really pricey, but I literally never have issues with my Internet and it’s lightning fast, so I can’t complain too much. I don’t have cable, but pay $12 a month for Netflix.

Debts

After housing, my next biggest expense is paying off my debts. I carry three specific debts: a school loan, a car loan, and credit card debt.

My school loans total $13,409 currently and I can’t see myself paying those off for… well, a long time. I try not to think about it too much, haha. I pay the minimum balance on two of the loans and I have a third loan that’s under $500 that I’ve been very focused on paying off. In total, I pay $200 a month for my school loans. I don’t regret my student loans because they were the only way I was able to pay for college, so I try not to think of them as a burden. They just… are. I had to have them and they will be paid off one day. I refuse to feel bad about my school loans or the fact that I may be in my forties and still paying them off.

(You may be wondering why I haven’t consolidated my student loans and the truth is, I just haven’t done the research to figure out how to do this. It’s pure laziness on my part.)

My car loan is almost paid off – I have less than $900 to go. Woop! Once the car is paid off, my plan is to take the money I was spending on my car payments every month ($228) and put it into a savings account for a car down payment. I don’t want to buy another car anytime soon, but I want to have a hefty down payment saved up for when the time comes for a new car. Once I’ve saved $3,000 for my down payment, I want to start throwing that monthly payment toward my school loans. (Honestly, I’m not sure if this is the best decision because all the debt blogs say to pay off debt before saving, but I also know I’d feel more secure knowing I have a down payment saved up, should my car give out on me in a year.)

Lastly, my credit card has a $600 balance. But considering that balance was over $2,000 just a few months ago, I’m feeling rull good about this balance. So sue me.

Auto

I really, really wish I lived in a more walkable city with a dependable public transportation system, but I don’t. I have to drive everywhere. My car is old (2005) and is nearing 110,000 miles, but it’s in great shape and I’m hoping it’ll last me another few years.

My auto expenses include:

• Car payment – $228
• Gas – I fill up once a week for about $20
• Auto insurance – My six-month premium is just under $900, which feels insanely expensive, but every time I quote out another auto insurance company with the same type of coverage I have, the price is about the same. (Am I over-covered? I dunno! Tips welcome.)
• Oil changes – Around $30 every three months
• Car registration – $30 once a year

I’ve been lucky in that my car hasn’t need too many pricey repairs. I replaced all four tires a few years ago and recently had to get my brakes replaced, but that’s it. But now that my car is getting up there in mileage and years, I know I’m going to need more frequent repairs and replacements. But so far, she’s held up well and drives just fine! (*knock on wood*)

Other

Some of my different miscellaneous bills that don’t fit into any of my bigger categories include my cell phone bill, gym membership, and Spotify Premium. My cell phone bill is around $100, but this includes my leasing agreement for my iPhone and unlimited data. I pay $35 a month for the gym and $10 for Spotify Premium, which is worth every single penny (and I’m not even much of a music person!)

I’m also part of two monthly subscription services – Book of the Month, which is $15 a month, and Sephora PLAY!, which is $10 a month.

But that’s what my expenses look like today! On Friday, I’m going to talk more about my discretionary spending and specifically where my money went (after bills) during the first quarter of the year.

Truthfully, it’s going to be damn hard to push publish on this post because it feels so incredibly vulnerable to be this honest about my financial situation today. But I’m also tired of reading personal finance posts where it feels like people have all their shit together and can put away thousands of dollars into their savings or toward their debt. That’s not my situation because I’m a single person supporting myself on my own and I don’t want to live so frugally that I miss out on the things that make me happy. And honestly, I don’t have my shit together (something you’ll definitely notice on Friday’s blog post) and that’s okay. As long as I’m willing to admit my mistakes and learn from them and try to be better, that’s all that really matters.

And, honestly, I’m proud of where I am today because life was goddamn hard when I was growing up. Financial literacy is not a thing for those of us who grow up poor and functioned in survival mode for most of their growing up years. I’ve had to learn financial literacy the hard way, which included getting into credit card debt before I even graduated from college. But I’ve taken the time to learn and grow, and I’m in a pretty damn good place today. Maybe not by a financial planner’s standards, but by my standards. And shouldn’t that be the standard that guides my life? I think so.

1) My trip to Puerto Rico was the first non-cruise vacation for my mom and me in a really long time. Actually, excluding our weekend trips to Savannah, it’s probably the first real vacation outside of cruises we’ve taken together. (We didn’t travel as a family when I was younger.) And, guys, we’ve been spoiled by cruise ships. We quickly learned how much we enjoy not having to worry about where to eat every single day for every single meal. I missed just going down to the lido deck for lunch at the buffet and to the dining room for a yummy, sit-down dinner. Instead, every meal felt like a production. We not only had a find a place to eat (that would suit our very picky tastes!), but also had to figure out a way to get there. Should we just find a restaurant within walking distance or take an Uber? It’s funny because people who don’t enjoy taking cruises cite this very reason for why they don’t like them: having their meals decided for them. They want the freedom to explore interesting restaurants and cuisines! I’ve always said this is exactly why I like cruising (not having to come up with a place to eat every day/night), and this trip to Puerto Rico taught me that it’s completely true. I truly missed the simplicity of dining.

2) I am one of those weirdos who hasn’t done much travel by plane in my life. I’ve done a lot of road trips and cruises, so this trip to Puerto Rico was only the third time I’ve been on a plane. (I know, I know.) I have a lot of friends who have a ton of anxiety when it comes to plane travel – I’m talking “need a Xanax or a few glasses of wine before the flight” type of anxiety – so I was interested in how I’d deal with it. Turns out, no anxiety problems here! Maybe it’s the meds I’m on, but I found the whole experience rather fun and exciting. From lifting off to being in the clouds to touching down, it was all incredible to me. I even really enjoyed being in the airport. The people watching is sublime and I enjoyed just kicking back with my Kindle as I waited for my flight. It made me want to do a whole lot more plane travel – and soon!

3) When I’m in my normal life, I don’t really drink alcohol all that much. Maybe I’ll get a drink if it’s happy hour and there’s a special, but usually not. But when I’m on vacation, all bets are off. I’m getting a drink with every meal, who cares if that pina colada is $15? GIMME. It’s as if I completely switch to this different person – Vacation Steph. Vacation Steph must have a drink with her meals because otherwise, she’s not vacationing in the right way. It’s funny, the identities we give ourselves. At home, it’s rare for me to have a drink. On vacation, it’s rare for me not to have a drink. Maybe I think I’m not having the right amount of fun if I don’t drink while on vacation? I don’t feel that way at home; even if all of my friends are drinking, I don’t feel the need to do so, too. Or is it the money aspect? On vacation, I can spend money because I “earned this vacation dammit.” In my real life, I’m much more frugal and spending $9 on a cocktail feels sickening. It’s an interesting dichotomy… I know I could give up alcohol completely and not feel as if anything was missing from my life. But would I feel like something was missing from my vacation? That… I do not know.

4) I have discovered that I am a lazy traveler. I wish I was not. I wish I was someone who enjoyed scouring travel recommendation sites and finding interesting places to visit, but making so many decisions is overwhelming. Hence why I love cruising. With cruising, I don’t have to try to find the best deal on a hotel or Airbnb while praying those handful of bad reviews aren’t the more accurate picture. With cruising, I don’t have to decide where to eat for breakfast, lunch, and dinner every single day. With cruising, I don’t have to plan what to do every day and look through lists upon lists of “top X things to do in Y place.” Cruising is just so damn easy. There’s very little decision making. The biggest decisions I have to make is whether to do an excursion or walk around while we’re in a port. To go to the dining room for sit-down breakfast or the lido deck for continental breakfast. To play bingo at 3pm or take a nap. To spend some time in the sun or stroll around the decks. Cruise life is perfect for the lazy traveler and that’s who I am.

5) I’ve long felt a bit of shame at the fact that I am not as well-traveled as I think I should be. Most of my travel has involved taking a cruise to tropical islands. I’ve been to Jamaica and Mexico and St. Thomas and the Bahamas… but only for a few hours and never to truly explore these islands. This past vacation was my first time in an airport since 2012. And 2012 was my first time in an airport ever. (A while back, I read a Twitter thread that had a shaming tone about people who haven’t been on planes a lot in their life, and apparently, that sense of shame has stuck with me.) Truthfully, though? I enjoy tropical, touristy vacations. I enjoy taking cruises. I have a limited amount of money to spend on vacations and a limited amount of time to take them, so why should I spend it doing something that doesn’t make me overwhelmingly happy? Why should I worry that other people scoff at all the cruises I take and think I should opt for less touristy travel? Backpacking through Europe or road-tripping across the country doesn’t appeal to me. A European cruise, on the other hand, most definitely does. I’m not going to apologize that my preferred method of travel is by cruise ship, and I’m sure as hell going to stop feeling shame about my lack of experience with airlines.

Here we are at the beginning of another year. It’s crazy how fast time passes, isn’t it? I don’t feel like it was all that long ago that I was welcoming 2016, but suddenly, 12 months have passed by and I’m thinking ahead to what I want out of this new year.

The truth is, I don’t exactly know what I want out of 2017. I know I want to travel. I know I want to save money. I know I want to get healthy. I know I want to finish my novel. But those are just goals. If I achieve them, great. If not, that’s okay, too. I guess what I’m mostly seeking from 2017 is fulfillment. I want to be fulfilled and satisfied with my life. I want to feel good about myself.

But, still, I made some resolutions for this year. We’ll see how many of them I achieve and if I even remember them by the time 2018 rolls around. So much can happen in a year and I’m excited to see what will unfold over the months in this one.

Here is what I’m hoping to accomplish in 2017:

Quit fast food and soda

Every year, I make some sort of weight loss goal that I never attain. This year, I want to make a healthy living goal. After thinking long and hard about my eating habits and how I want to feel, I know that these are two addictions I need to cut. I eat fast food maybe one to two times a week, more on a really bad week. I don’t feel like I’m hugely addicted to fast food, but it’s more that I rely on it when I didn’t meal plan well or am feeling upset and want to feel better. If I can cut it out completely, all the better! And it’s the same with soda. Over the past month, I’ve dropped down to one soda a day and I’m just going to continue dropping the number of sodas I drink until I don’t have the urge for it anymore. (The cold turkey method doesn’t work for me; I’ve tried it in the past.) Here’s to a healthier 2017!

Read four “classic” novels

I’ve already decided what the novels will be: A Tree Grows in Brooklyn, The Count of Monte Cristo, Pride and Prejudice, and The Handmaid’s Tale. All of these novels may not be classic novels in the literary sense of the word, but they feel classic to me and that’s all that matters. (Heh.) I am terrified to read The Count of Monte Cristo because it’s nearly 1,300 pages (!), but someone counted it among one of their favorite novels on the What Should I Read Next? podcast, so I think I’m going to give it a shot. (My backup plan is to read 1984 by George Orwell if I can’t make it through the book.) I want to read more widely this year, books that I wouldn’t necessarily pick up on my own, so I’m excited about this reading goal!

Save $1,000 in an emergency fund

I am placing a priority on this goal this year. It’s ridiculous to not have a emergency fund, being nearly 30. My goal is to place $50 a paycheck into a separate savings account (and to have that money transfer automatically so I can pretend it was never there to begin with!) My money habits are not the best, and I acknowledge this, but every year, I’ve gotten a bit better at how I spend and save money and that’s all I can ask of myself.

Start seeing a therapist

This is another goal that I constantly have on my yearly resolutions and there are reasons why I keep putting off finding a therapist. My last therapist experience wasn’t positive, therapy isn’t cheap, my social anxiety means making phone calls to make an appointment terrifies me… I could go on. But I’m inspired by the people in my life who have taken the plunge and started therapy, and inspired by the change it has wrought in their lives, so I’m going to work hard to mark this goal as complete.

Write my novel

I was hoping 2016 was going to be the year that I finally wrote my novel, but it didn’t happen for me. I continued to get in my head about writing and my work-in-progress, and ended up quitting and starting over a dozen times. I also had to put writing to the wayside when my freelance work picked up, but I’m hoping to make fiction writing more of a priority in 2017.

Get a tattoo

Honestly, I have no idea what I’m waiting for, divine intervention? I know the tattoo I want. I know where I want it. I know I will feel so happy when I get it. Time to stop being a baby and do the thing.

So here’s to 2017! I’ll check in on these goals every few months in the hopes I actually stick with them throughout the year and can mark more than a few of them complete.

Do you have any goals for 2017?

So, remember how I wrote this nice blog post in mid-January about joining up with Beth Moore’s Siesta Scripture Memory Team and how I was going to memorize two verses a month to round out the year with knowing 24 Bible verses by heart?

Yeah. That.

I completely fell off the memory verse bandwagon and I’ve been feeling very guilty about it. But just because I fell off the bandwagon doesn’t mean I can’t hop back on, right?

Right.

So I am back on track and I have FOUR verses to share with you all. I have the first two memorized and I’m working on the second two. Now that I’m back on track, I’m finding such joy in finding verses that hold meaning to me and speaking them aloud a few times a day. They comfort me and help me to put my focus back on what truly matters.

“So then, whether you eat or drink, or whatever you may do, do it all for the honor and glory of God.” (1 Corinthians 10:31 AMP)

Over the past few months, I have felt myself repeating a version of this verse in my head as I pull into the parking lot at work. The idea of everything I do – even the things I have to do that I don’t want to do – should be done for God’s glory. Work is on the upswing right now, but there were many, many weeks where I was very unhappy and had a lot of anxiety about my job. I felt myself connected to this verse. While God doesn’t want us to be miserable, I think it also is important to realize that we need to put our full effort into whatever we are doing. I need to approach my job as doing something to honor God, to glorify Him. I think once I started wrapping my head around that and realizing it’s for Him, frustrations and annoyances started leaving, little by little.

There are so many more actions you can tack onto this verse. It’s not only about doing those things you don’t want to do. So then, whether I write or read or talk or clean or exercise or eat or laugh or sing or dance or love… do it all for the glory of God.

“I have told you all this so that you may have peace in me. Here on earth, you will have many trials and sorrows. But take heart, because I have overcome the world.” John 16:33 (NLT)

This is one of my favorite Bible verses. It’s a great comfort to me when I’m facing troubles of my own, but I’ve never fully memorized it. It’s a longer passage than I’m used to, but it holds such a great message. We will face troubles, we will face sorrows. Following Jesus is not meant to be easy, but we have such peace in His guidance. I know I feel so much lighter when I know I’m following in His footsteps, and not trying to do this all on my own.

I love that last sentence. I say it with drama.

TAKE HEART! I have OVERCOME the world!

He has overcome it. He has battled it and defeated it. He carried the cross, He took the nails, He died for me. And He rose. He lived. He overcame.

“Be alert and of sober mind. Your enemy the devil prowls around like a roaring lion looking for someone to devour.” 1 Peter 5:8 (NIV)

I love this verse. I can’t remember how I found it, but this version of it paints such a vivid picture for me. I have felt attacks on my spirit lately and it leads me to feel far away from God. This verse reminds me that I need to be aware and on alert – the enemy is looking for my weaknesses, he’s ready to pounce at any moment. I can’t – won’t! – let him win.

“Commit your actions to the Lord, and your plans will succeed.” Proverbs 16:3 (NLT)

I’ve been focusing on the New Testament for all of my verses so far, and I wanted to sneak in a Proverb into my studying. This one is just me in a nutshell. I am huge on setting goals. I just can’t fathom a life where I’m not setting goals and working to achieve them. Lately, though, I seem to be setting goals and then not putting in the work that needs to be done to achieve them. I’ve been lazy and unmotivated, to be as honest as I can be.

So when I stumbled on this verse while searching for a Proverb, my eyes lit up. It felt as if was written exactly for me. Is that what I’ve been missing? Is it because I haven’t been coming to God with my plans and asking for His help and guidance with them that they’ve fallen apart? This verse tells me that I need to have God on my side with all my goals, no matter how trivial they seem. Think about it: do I want to have His help on my side, or not? If my goals are aligning with His will, He’s going to help me see them through to completion.

What verse/saying/mantra gets you through a tough time?

This year, I’m taking part of Beth Moore’s Siesta Sister Scripture Memory Team (how’s that for a mouthful?). Basically, the premise is memorizing 24 Bible verses in a year’s time. On the 1st and 15th of the month, a post on her blog goes live where she gives us the verse she’ll be studying for the next 15 days and then participants leave comments with their own Bible verses. Currently, there are 11,000 women participating! Isn’t that amazing? I think it’s incredible and I’m so excited to spend this year diving more deeply into memorizing Bible verses and making my faith a more active part of my life.

For my first verse of the year, I chose one that I’ve been turning over and over in my head for months.

“For sin shall not have dominion over you: for ye are not until the law, but under grace.” Romans 6:14 (KJV)

I’m really attracted to the meaning of grace. The bare bones of the definition is getting what we don’t deserve. It’s the entire basis of faith, at least for me. This free, uninhibited love that God pours out to us. We are undeserving of it, yet no matter how many times I mess up, how many times I fail, how many times I fall – God’s still standing right there, open arms. I want to get this word tattooed on my skin – and I’m dead serious when I say that. The word grace means so much to me, because of how very often I need it.

And no, I’m not trying to be Ms. Super Christian with a King James translation of the verse, but I pulled up this translation and the word dominion stuck out to me. Dominion. Rule. Authority. Control. Influence. Power. SIN has no POWER over me. No authority. No control. No dominion at all.

It gives me goosebumps.

For my second verse, which I’ll be memorizing for the next 15 days, I chose this one:

“So we do not focus on what is seen, but on what is unseen. For what is seen is temporary, but what is unseen is eternal.” 2 Corinthians 4:18 (HCSB)

One of the tenants of this challenge is to choose verses that hold a lot of meaning to you. Something that deals with what you are going through right now. It makes the memorization more meaningful. I had to hurry and find this verse, as I completely forgot about it until I saw Beth Moore’s post yesterday morning. But it still holds a lot of weight and meaning to me. I know I can tend to get caught up in the day-to-day, in the struggles, the triumphs and the pitfalls. I can get so bogged down in it. This verse is about keeping our eyes focused on the hope we have in Jesus Christ.

I know I can get so worried about the little things, worried I’m not living up to my potential or people don’t like me or I need to do more, see more, be more but when it all comes down to it: I’m doing the best I can. I am enough. All of this is temporary. My focus needs to go back to the One who is forever.