I always find it interesting to see what people deem worthy or not worthy to splurge on. What things are worth the money spent, and what things do we like to save money on? I’ve wanted to write my own post, but have never gotten around to it. Until today! I had a fun time making this list, thinking of what things I love to splurge on, and realizing my money habits when it comes to things I don’t really love spending money on. It was eye-opening for me!
Let’s do this:
What I Splurge On
Professional haircuts and color. For me, going to a professional salon for my haircuts and coloring is worth it. Yes, it’s expensive. No, I can’t really afford it. (I could put the money to much better use, I suppose.) But I go there because I know they use the best ingredients for coloring my hair and my stylist puts so much care and attention to making sure I have a great experience. I’ve tried cheaper salons and I am always disappointed (with both the cut and the service). My hair is just a really important part of my identity (shallow as that may sound) and I’m willing to pay more money for a professional salon cut and color.
Traveling. I don’t travel as much as I want to (both for money reasons and not having a lot of time to take off work). I try to make room in my budget for one big vacation a year (usually, a cruise) and it’s never exactly cheap but always so worth it. Traveling is something I really want to do more of, and I am hopeful with more careful spending and saving, I can.
Eating out. This is a big splurge area for me. It’s also a vice. I am trying to cut down how often I eat out, but it’s hard, because I just really, really enjoy eating out. Sigh. Maybe one day I will be someone who is satisfied with eating out once a week, but I’m just not there yet.
A large apartment with a washer & dryer. My mom and I definitely splurged on our apartment. It’s big, with a screened-in patio, large living room, three spacious closets, and our own bedrooms and bathrooms. The appliances are updated and the apartment came with a flat-screen HDTV and full-size washer and dryer. (Also, a fireplace which is silly. We’ve never used it.) It’s a splurge, but well worth it. I love our apartment.
Cable and high-speed Internet. This is a very big splurge for us and does not come cheap, but we put both to so much use that it’s hard to imagine life without cable and Internet! We have digital TV, a DVR, and high-speed Internet. This is basically a must-have for me.
What I Save On
Clothes and accessories. I really do not spend all that much money shopping for clothes. I buy most of my clothes from Target, Old Navy, or Marshall’s. Places where I can get pants for $20 and a shirt for $15. That’s my kind of shopping. I don’t really buy into the whole idea that you have to pay a lot of money for quality clothes, because it seems like the clothes I spend the most money on are the ones that fall apart more easily. It’s usually the clothes I don’t spend a ton of money on are the ones that last me a while. And I rarely buy accessories (read: scarves, jewelry, purses, etc.). I usually pick up one or two (cheap) scarves during the winter, and I’ll usually get one new Vera Bradley purse (that lasts me forever!) during a big sale, but that’s about it. I never buy jewelry and I’ve had my current sunglasses for 2+ years.
Shoes. Give me a pair of flip-flops, a pair of dark flats and light flats, maybe a nice sandal, and a pair of nude heels and I am set. I don’t need a large selection of shoes and I’ve never really been one to get excited about shoe shopping. If I could wear flip-flops everywhere I went, I would be totally okay with that.
Make-up. My make-up bag consists of BB cream, powder, and mascara. I can get this all for under $20 at Target and it suits me just fine. I actually really hate make-up and I wish I didn’t have to wear it. I’ve never been to Sephora, walk briskly past the make-up counters at any department store, and have been to Ulta once (and have no desire to ever go again). Make-up is just not something I really care about. And it always seems way more expensive than it needs to be.
Using my apartment gym. My apartment has a wonderful gym equipped with one stationary bike, two treadmills, two ellipticals, free weights, and a decent amount of weight equipment. It is fabulous. So long, $60 gym bill! Although I miss being able to take group fitness classes, most especially spin classes, I am more than happy and satisfied by my apartment gym. It generally does not get very full in the mornings, though the afternoons can be a different story. Along with my own set of free weights, an exercise ball, and a Pinterest board of workout ideas, I’m pretty much set when it comes to exercise and have no need for a gym bill.
Using the library. In 2012, I spent $350 on books for my Kindle. I could have just about paid for another cruise for that price. After that, I decided it was time to start using the library again. Now, I only buy a Kindle book if I am absolutely sure it is one I want to keep. For the most part, I use the library like crazy now and only buy books every other month or so. (I haven’t counted it up, but I am sure I’ve spent less than $30 on books this year! Woo!)
You tell me: what do you splurge on and save on? Does your list look anything like mine?!